Smarter Insurance for Short-Term
RentalsSmartSTR Insurance™ is purpose-built for the short-term rental market—offering the specialized coverage property managers need and the seamless experience their systems demand.
Whether embedded directly into the guest journey or offered via your platform’s marketplace, SmartSTR delivers:
- Coverage for risks unique to short-term rentals
- Instant quotes with no property minimums
- Flexible limits and policy durations
- No interference with personal homeowners' insurance
It’s insurance designed for how property managers operate—and how PMS platforms scale.
Built Into Your Property Management System
SmartSTR is built to operate wherever you do—seamlessly integrating into the platforms you already use and scaling across geographies and property types.
- PMS-Integrated: Available through leading property management systems via native or marketplace integration
- Global Coverage: Insure properties across borders with ease
- Automatic Sync: Coverage applies instantly to eligible bookings—no manual effort
- Streamlined Claims: One portal to manage policies, coverage, and claims
Whether you're growing across cities or countries, SmartSTR moves with your business.
Insurance Built for the Business of Short-Term Rentals
SmartSTR goes beyond standard rental insurance by protecting against real-world risks faced by today’s property managers and homeowners.
What’s Covered:
- Guest-caused property damage
- Contents and real property coverage
- Guest liability
- Pet damage
- Smoking-related damage
- Bed bug remediation
- Linens
With international coverage, flexible limits, and built-in automation, SmartSTR offers protection without the friction.
Smarter Short-Term Rental Insurance. Built on an Intelligent Platform.
SmartSTR combines the intelligence of AI-powered underwriting with the strength of a fully embedded platform—creating a modern insurance experience that scales.
- AI-Powered Pricing & Underwriting: Real-time risk evaluation for faster, more accurate quotes
- Global Reach: Coverage available for international properties
- Built-in Claims Support: Quick, easy claims experience
- Peace of Mind, Every Booking: Keep personal policies untouched while giving owners confidence
By integrating directly into how short-term rentals are managed, SmartSTR delivers simplified protection, higher retention, and a better guest experience.