SmartSTR Insurance™
Property Damage & Liability Coverage Built for OwnerRez Hosts
OwnerRez and Tint have teamed up to offer SmartSTR Insurance™ — purpose-built protection for short-term rental property managers.
Protect Your Bookings The Smart Way
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The Coverage Your Homeowners Need, Tailor-Made for Short-Term Rentals
Homeowners insurance falls short for properties used for short-term rentals — leaving homeowners exposed to risks that could cost them, and you. SmartSTR Insurance™ reduces risk, increases homeowner trust, and provides protection for:
- Guest-caused damage
- Guest liability coverage
- Bed bugs
Best of all, this coverage won't impact personal homeowner policies — giving you and your clients unmatched peace of mind.
The Smart Choice for Property Managers and Their Homeowners
Benefits for Property Managers
Grow Your Portfolio with Confidence
Offering reliable coverage is the smart way to provide peace of mind and ensure homeowners trust you, helping you attract and retain more properties.
Hassle-Free All-in-One Solution
Comprehensive coverage for guest damage & liability along with an easy-to-use portal designed to make managing the full insurance lifecycle simple — including claims.
Lightweight, Seamless Data Integration
Stay focused on managing properties. A seamless integration with OwnerRez automatically applies coverage to every eligible property's bookings, with no manual effort.
Why Choose SmartSTR?
Guest Damage Coverage
Covers accidental guest-caused damage to furnishings, fixtures, and more.
Guest Liability Coverage
Protects property managers and homeowners from guest-related legal claims or injuries.
Bed Bug Coverage
Provides financial relief for infestations caused by guests.
Homeowner Benefits
Stress-Free Homeowner Insurance Experience
Delivering a turn-key service means ensuring homes are always ready for the next booking. Homeowners can rest assured you'll deliver if the unexpected happens with our simple and fast claims experience.
Complete Coverage, Without Homeowner Policy Impact
Homeowners can rest assured that they are covered for guest damage without facing additional costs to their homeowners' insurance. If the unexpected happens, their homeowner policy rates won't be increased.
Turn Insurance into a Growth Strategy for Your Business
Frequently Asked Questions
Why should I trust Tint?
Tint is a licensed insurance producer in all 50 states and only works with reputable partners in the insurance industry. All insurance providers we work with are A+ rated insurance companies. Tint also has subject matter expertise in the homesharing space, with senior members of our team having a combined 30+ years of industry experience.
How will vacation rental homeowners benefit from SmartSTR Insurance™?
There are several reasons including reduced financial risk, peace of mind, improved guest experience, and professionalism. Having their property manager take care of this specialized insurance allows homeowners to enjoy the benefits of their vacation rental investment without worrying about the potential negative impacts.
How quickly can I expect coverage to be applied to bookings?
After you've completed the sign-up process, all bookings will have coverage added automatically. To be sure the insurance cost is covered by the guest, do not forget to set up the charge on all of your reservations.
Where is coverage available?
Coverage is available in all 50 states.
What types of properties are covered?
With SmartSTR Insurance™ coverage is available for houses, condos, apartments, etc. Any unit with more than one room is eligible for coverage.
Ready to Get Started with SmartSTR Insurance™?
Join OwnerRez property managers already protecting their portfolios with purpose-built short-term rental insurance.
Protect Your Bookings The Smart Way