One program. Built for wherever your hosts operate.
Turo hosts in the U.S. and Canada need coverage built for how carsharing works in their market — not a one-size-fits-all policy that doesn't quite fit anywhere. Off-trip Insurance is available in both markets, localized for each, and powered by the same technology and backed by A-rated carriers in each market.
The gap between trips is real. So is our coverage.
When a vehicle is listed on Turo but not on an active trip, standard personal auto policies don't apply — and Turo's platform coverage doesn't either. That window — between bookings — is where most hosts are exposed. Off-trip Insurance closes it with purpose-built commercial auto coverage, active any time a vehicle is listed but between trips and being used for hosting-related purposes.
The same core coverage. Localized for each market.
United States
Offered through Tint
- Available in 48 U.S. states
- Minimum 3 vehicles listed on Turo
- Telematics-based pricing via approved GPS provider
- Backed by an A-rated carrier
- Pricing varies based on vehicle, location, and usage — get a quote through the Turo host portal
Canada
Offered through BFL Canada, powered by Tint
- Available in Ontario, Alberta, and Nova Scotia
- Minimum 5 vehicles listed on Turo
- Flexible mileage options and expanded GPS support
- Backed by an A-rated carrier
Available where Turo hosts operate.
Available in 48 U.S. states (excluding New York and Kentucky) | Available in Canada (Ontario, Alberta, and Nova Scotia) under separate program terms — contact us to learn more.
Build once. Go everywhere your hosts go.
Off-trip Insurance isn't just a program — it's proof of what a Tint partnership can look like at scale. When Turo needed coverage for hosts in multiple markets, Tint built programs that fit each one: localized pricing, market-specific eligibility, backed by A-rated carriers in each jurisdiction, compliant locally, and powered by the same Hermes infrastructure underneath.
If your platform operates across borders, we can build programs that do too.
The coverage program built for Turo hosts — on both sides of the border.
Turo is the world's largest peer-to-peer car sharing marketplace. When their hosts needed specialized coverage in multiple markets, they chose Tint. Off-trip Insurance was designed specifically for how carshare hosts operate — not adapted from a policy that was never meant for this world.
"So far it's easy to use and reliable. I haven't received any letters in the mail from the DMV as I did with my last commercial insurance company. No complaints, love Tint so far. Will recommend to other Turo hosts."
— Zippin Auto LLC, Turo Host
When something happens, we're already there.
Our claims team knows carsharing. They know what a vehicle offline means for a host's income — in any market — and they're built to respond fast, communicate clearly, and resolve claims without friction. From first notice to final payment: digital, direct, and handled by people who know this industry.
Ready to build a program for your platform?
We build embedded insurance programs for carshare and mobility platforms — in the U.S., Canada, and beyond. Let's talk.