Intelligence that turns program data into decisions.
Our platform doesn't just record what happens across your programs. It makes sense of it — giving leadership, finance, and actuarial teams the visibility they need to manage performance, identify risk, and act with confidence.
The Difference
Most platforms give you data. Ours gives you intelligence.
There's a real difference between a reporting tool and an intelligence layer. A reporting tool shows you what happened. An intelligence layer tells you what it means — surfacing the signals that matter, flagging anomalies before they reach your loss ratio, and giving each team the specific view they actually need.
Our analytics layer runs on the same event architecture that powers the rest of the platform. Every policy, every payment, every claim is already in the data. Nothing has to be exported and reconciled before you can see it.
Executive View
Executive dashboard.
The view your leadership team needs. Not a spreadsheet. Not a BI tool that requires a data analyst to interpret. A dashboard built around the metrics that tell you whether your program is healthy and growing.
$12.4M
Written premium
67%
Loss ratio
84%
Retention
+18%
YoY growth
Premium and growth
Total written premium, earned premium, and growth trends — by program, by partner, by period.
Loss ratio
Real-time loss ratio across your portfolio. By program, by cohort, by coverage type. Early enough to act.
Retention
Renewal rates, lapse rates, and retention trends — with enough detail to understand not just where policyholders are leaving, but why.
Finance & Actuarial
Finance and actuarial views.
The depth your finance and actuarial teams need — without the manual work it usually takes to get there.
Profitability
Program-level and portfolio-level profitability — premium, losses, expenses, and margin — in one view.
Loss development
Incurred losses, paid losses, and development patterns by cohort. How your book is maturing — without extracting data into a separate model first.
Bordereaux
Bordereaux errors don't come from the report — they come from inconsistent data upstream. Our platform maintains field-level data consistency from the moment a policy is bound. When the bordereaux is generated, the numbers reconcile — not by exception handling, but by design.
Carrier & capacity provider reporting
Loss ratio reports, premium bordereaux, and program performance summaries generated automatically and formatted for your capacity providers. Clean data, consistent formats — so your carrier relationships stay on solid footing without your team spending a week assembling the report.
AI Analytics
AI-native analytics.
The intelligence layer is AI-native — not a reporting dashboard with AI features added on top, but an analytical engine that learns your program as it runs.
Predictive modeling
AI models surface patterns invisible in aggregate reporting — early indicators of adverse loss development, retention risk by cohort, and pricing signals for your next rate review.
Anomaly detection and recommendations
The system learns what normal looks like for your program. When patterns shift, it flags them before they show up in your loss ratio. Over time, it surfaces recommendations for how to respond.
Data prefill and enrichment
External data sources matched to policy records automatically at quoting. VIN data, property attributes, market values — matched without manual entry. Richer data. Better underwriting decisions.
For Every Team
What this means for your teams.
Your leadership
Executive-level visibility into premium, loss ratio, growth, and retention — generated automatically.
Your finance and actuarial teams
Profitability views, loss development triangles, bordereaux, and carrier reporting in one place.
Explore Hermes™
Continue exploring the platform.
Dashboards built around what matters to your program.
Every program tracks different things. Loss ratio thresholds vary. What signals healthy growth in one program may look entirely different in another. Our platform is built to surface what's relevant at the program level — configurable views that reflect your program's specific indicators, not generalized data points that apply to every program equally.