Your vehicle is your business. Keep it running.
Unexpected mechanical breakdowns don't just cost money — they cost bookings. Mechanical Coverage by Tint protects Turo hosts from the cost of major vehicle system failures, with roadside assistance included in every plan. Because a vehicle that's offline is a host who isn't earning.
Real coverage for what actually stops a host.
Standard insurance covers accidents. Mechanical Coverage covers what happens in between — the breakdowns, the failed components, the repairs that weren't in the plan. For Turo hosts, a vehicle out of service isn't just inconvenient. It's lost income, cancelled trips, and unhappy guests. Mechanical Coverage is designed to close that gap.
Parts covered
Comprehensive protection across engine, transmission, drivetrain, brakes, electrical, HVAC, and more — depending on your plan.
24/7 roadside assistance
Towing, jump-starts, flat tire changes, lockouts, and fuel delivery — up to $125 per occurrence. Included with every plan.
Commercial use covered
This policy explicitly covers commercial use — meaning the vehicles you list and earn income on through Turo are eligible. No carve-outs for the way hosts actually use their cars.
Trip interruption
Up to 3 days of lodging and meal reimbursement when you're stranded 150+ miles from home during a covered breakdown.
Use your own mechanic
Pick your trusted certified shop. We handle payment directly — so repairs stay simple and stress-free.
Prior authorization is required — please see terms and conditions for details.
Quick and easy claims
File online or by phone. Get a fast review and clear communication at every step, so you can get back to hosting.
30-day free cancellation
Cancel within 30 days for a full refund if no claims have been filed. Prorated refunds available after that.
Three plans. One for every host.
Choose the plan that fits your vehicle and your risk tolerance. Coverage applies to a specific VIN and is based on time or mileage — whichever comes first. Flexible deductible options available: $100, $250, or $500.
Powertrain
Core coverage
Coverage focused on the core drivetrain components — engine, transmission, and drive axle. The right entry point for hosts looking to protect against the most expensive mechanical failures.
Plus
Extended coverage
Everything in Powertrain, plus extended coverage across additional vehicle systems. For hosts who want broader protection without going all-in on the top tier.
Premium
Most comprehensive
The most comprehensive plan — covering the widest range of vehicle systems and components. Built for hosts who rely heavily on their vehicles and want maximum peace of mind.
Contact us for full plan details and pricing.
Coverage guide
See exactly what's covered — and what's not.
A full breakdown of every covered component, common exclusions, and how the three plans compare — in one scannable guide.
View full guideCovered
- Engine, transmission & drivetrain
- 24/7 roadside assistance
- Labor, parts & fluids
and more
Not covered
- Routine maintenance
- Collision or external damage
- Non-factory modifications
and more
How it works.
Select your plan
Choose Powertrain, Plus, or Premium for each eligible vehicle. Coverage is tied to the VIN — one plan per vehicle, applied consistently for the coverage term.
Waiting period
Coverage activates after a 30-day and 1,000-mile waiting period from your start date. An odometer photo is required within the first 30 days to confirm eligibility.
Coverage active
Your vehicle is covered for mechanical breakdowns during your term — whether it's between trips or on an active Turo booking. Roadside assistance is available from day one.
If something breaks down
When something breaks, the claims process is fast and straightforward. File digitally, get a quick review, and receive clear communication at every step — so you can get back to hosting.
Eligibility.
Who's eligible
- Turo hosts with vehicles listed on the platform
- Vehicles model year 2014 or newer
- Vehicles with under 150,000 miles at time of enrollment
- Non-exotic vehicles
- No minimum number of vehicles — cover 1 or 100
Key details
- Coverage duration: 24 to 48 months
- Deductible options: $100, $250, or $500
- Waiting period: 30 days and 1,000 miles from coverage start
- Payment in equal monthly installments over the first half of your term
- Free cancellation within first 30 days if no claims filed; prorated refunds after
Available where you host.
Mechanical Coverage is available in 47 U.S. states. Not currently available in California, Florida, or Massachusetts.
When something breaks, we move quickly.
A vehicle offline is income lost — and hosts know that better than anyone. When something breaks, the claims process is fast and straightforward. File digitally, get a quick review, and receive clear communication at every step — so you can get back to hosting.
Your vehicle works hard. Your coverage should too.
Mechanical Coverage is available now for eligible Turo hosts. Get the plan that fits your vehicle and your business.
Get coverage